Thursday, May 31, 2007

Credit Card Tips

Credit Card Tips and No Holds Barred
Reviews by Ask Mr Credit Card.com
A look at Citi's ThankYou Redemption Network Program Being one of the largest credit card issuers, Citi have developed their own reward program called the ThankYou Redemptions Network. This reward program is available through a few Citicards. It is an all-round reward program consisting of both travel and shopping rewards. It even allows cardholders to exchange points for a lower apr! In this report, we examine more closely the reward program and see how it stacks up. Read our review of the ThankYou Redemptions Network
American Express Membership Rewards The American Express Membership Rewards is one of the first credit card programs, along with the Diners Club reward program. Till this day, it is perhaps the most comprehensive reward program available today. Having been a American Express Gold Card member for eleven years, I fully appreciate the excellent customer service and travel rewards (which I frequently redeem points for). What surprised me as I looked through the program was the sheer number of entertainment, shopping, and other rewards that the Membership Rewards have. Read our review of the Membership RewardsHow to earn Continental OnePass Miles with a credit card with no annual fee? If you are a Continental OnePass frequent flyer member, you probably have the Chase Continental Airlines World Mastercard. But what if you are not flying so often now and do not want to pay the $85.00 annual fee? Find out which card allows you to earn OnePass Miles and yet has no annual fee. Which Hilton HHonors Credit Card to get? Hilton HHonors has got two credit cards, one issued by American Express and the other by Citibank. Which one should you get? Find out in our comparison study. What credit cards are available if you have bad credit There are too many false promises, instant approval offers, guaranteed approval credit cards being offered to those with less than stellar credit. Should you be tempted by any of these offers. We highlight the different types of credit cards available to those with bad credit, and tell you which ones to get, and more importantly, which ones to avoid. Which is the only cash back credit card that pays 5% rebates on purchases at supermarkets, gasoline stations and drugstores? Since Chase discontinued the Chase Cash Plus Rewards and Citibank discontinued the Citi Dividend Platinum Select Card, the Blue Cash from American Express is the only card that allows you to earn 5% rebates on "everyday purchases items". Find out more about this card and see if it is the right card for you. How to get a free airline ticket by just spending $5,000 on your credit card and earning 5,000 points? (versus $25,000 in spending for most cards) Most credit card reward programs require you to spending $25,000 on the card to earn 25,000 points. This is the number of points you need to get a free airline ticket. But with the Citi Diamond Preferred Rewards Card, you can earn 25,000 points by just spending $5,000. How is that so? Find out in our review of this card. Which credit card allows you to skip two payments if you have cash flow problems? If you are a union member, you should definitely consider getting the Union Plus credit card if you do not hve one already. This is the only card that allows you to skip 2 payments within 12 months. Furthermore, you are also allowed to skip up to 4 payments within 12 months if you go on a union approved strike or are involved in a lockout for more than 30 days. What if your favorite airline does not have a US credit card? If you are always flying on an international airline overseas, they may not have any US based credit cards if you want to earn airmiles. However, you may want to check the American Express Rewards Gold Card because the reward program has 21 airline partners. Find out if your airline is in their program in our review of the American Express Gold Card